7 Easy Steps to Home Ownership

Buyer Consultation

First we will outline your housing needs and desires. Your time frame, housing preference, suitable locations and neighborhoods, important community amenities, and any special needs that you may have. This is your wish list.

We’ll also talk about financing options, how much home you can afford, and what is your actual comfort level.

Pre-Qualification for Loan

Meet in person or Online, with professional mortgage consultant to determine your full ability to obtain a housing loan. I will refer you to professionals who will do provide a full array of financing options and loan programs to determine what best meets your needs. There is no obligation on your part and the credit report and appraisal are Free to when using our preferred mortgage lenders.

Home Search

The exciting process of looking at homes and communities to determine where you will be living next! The process begins with online viewing of MLS listings of those homes that seem best suited to fit your needs. We update you daily as new listings enter the market that match your specific needs. Together we visit the properties that you are most interested in viewing first hand. This process continues until we find a home that you feel matches your needs just right!

Offer / Negotiations

Whatever your time frame, we will find your dream home. We then do all the research to determine the correct market value of the home, and information about the seller to put you in the strongest negotiating position. Together we’ll put together an offer you are comfortable with, and then negotiate with the seller’s agent on your behalf. Always keeping your goals and your best interest in mind.

Inspections

Once an offer is accepted, we have our trusted professionals conduct a number of inspections to make sure the home is everything that you expect. The most typical inspections are a complete home inspection, radon testing, lender appraisal and to check for termites.

Lender Approval

Once inspections are completed I help you stay on track, and focused, in order to get your mortgage loan fully approved. We help you compare rates, and programs with different lenders, in order to get the best loan package available. You will also need to transfer the utilities into your name and obtain home owners insurance to being on the scheduled day of closing.

Settlement / Walkthrough

On the day of closing we will walk through the home again, top to bottom, making sure that the home is in the same condition as when you did the home inspection. Then it is on to settlement! I always attend settlement with you, to check all the figures, explain the details of the paperwork, and to be sure that nothing is missing.

Of course, after you move in we follow up with you the day after closing, and then from time to time we will check in with you to keep you posted on important real estate news, and local information about your community. We also ask that you pass our name on to your friends and relatives that you think would benefit from the exceptional real estate services that we provide.